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Coverage

Deductible

Blanket for all collections valued at $500,000 or below
$0
Blanket on all bottles valued at $1,000 and below $0
Available for collections over $500,000 with additional approval and review
Automatic increases up to 120% of your blanket or scheduled limits $0
Storage units, climate control systems, cellar furnishings and accessories up to $10,000 $2,500
Accidental breakage covered up to $10,00 per year, unauthorized consumption up to $5,000 per year $0
Wine in transit is covered up to 10% of total blanket amount up to $40,000 maximum $0
Earthquake and flood loss up to $75,000 10%
Sewer and drain backup up to 10% of the total blanket amount $2,500
Cost of appraisal and inventory in the event of a loss up to $5,000 $0
Other covered locations up to $25,000 $0
Breakdown of climate control units up to 25% of the values. $0

Rates: All states are priced at $0.55 per $100 except those listed below:

California 0.75 New Jersey 0.70
Connecticut 0.75 New York
0.75
Florida 0.80 Oregon 0.60
Hawaii 0.75 South Carolina 0.65
Louisiana 0.65 Texas 0.70
Nevada 0.62 Washington 0.67

To view the complete policy please click here

 


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